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#OPEN DENTAL REVIEWS FREE#
As a result, we provide our buyers guides and local guides free for consumers.We may receive compensation from our partners. We believe everyone deserves to make thoughtful, informed purchase decisions. I pay monthly for this terrible insurance and no dental office or policy holder should have to endure these unnecessary delays. If Guardian elects to deny this legitimate claim, I will pursue this in small claims. I am going to schedule the procedure, pay out of pocket and submit the expense to Guardian. We know it is your intent to push this out to 2020 as it avoids your 2019 obligation and disqualifies 2020 coverage due to the $1,000 maximum. Guardian does not need 56-days to make a determination. Guardian received all pertinent information in October or a month earlier from Dr. ** on Novembut this is factually misleading. Guardian claims that they received the request from Dr. We know that Guardian has done everything to delay this request as I was on the phone with Guardian for approximately 50-minutes. In October, my dentist, Leslie **, DDS, submitted (below) authorization to perform a crown procedure. No wonder my work changed companies!!!! DO NOT SIGN UP WITH THEM!!! Well they took my money the same day, then I find out after that they refuse to waive the waiting period which I have been asking about for months. Was told it would be taken Dec 26-30 and I can cancel anytime. In the process at one point I did sign up to continue before I knew there would be a long waiting period, and come to find out the agent didn't even complete the process, they took my bank number and everything to process the fee. Why pay when you get no benefits! Customer service has no knowledge at all, everyone I spoke to insured me they would call me back with answers the next day, never got a call. I never had to wait with any company, especially if I was already a member, so I was left with 8000.00 fees out of my pocket to finish my implant, because this greedy company would not let me pay for their insurance without having to wait. They said if I continue with them there would be a 9 month waiting period, ridiculous, I was already receiving insurance from them.
On hold for hours each time.Īll I wanted to do was continue with them and pay for plan myself rather than my work pay, so my procedure would be completed. I called Guardian for weeks, and not one person there was competent, I was switched from one agent to the next, called 15 times. My work decided to switch insurance at beginning of year. I didn't have a waiting period, had a procedure approved. WORST dental insurance ever! I had this because that's what was offered at my work.
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